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Peere is an identity-based payment system. Customers pay using their biometric identity rather than cards or cash. Transactions are authorised through their bank and processed without any traditional payment instrument.
Nigeria is currently live with NGN support. Additional regions are in development. Contact suport@peere.network. for early access.
A billing intent asks the customer for permission to bill them in the future. A billing request is the actual charge, made using an payment id the customer already approved.
Merchants can find customers by email (GET /v1/customer/banks?email=...) or by device ID (POST /v1/customer/device/lookup). Customers must be onboarded by their bank before they are discoverable.
Use HMAC SHA-256 with your webhook secret against the raw request body, then compare to the value in the X-Peere-Signature header.
You receive a billing.response webhook with customerAction: "declined". No funds are moved.
Merchants initiate refunds via POST /v1/refunds/initiate. Refunds typically process within 1 to 3 business days.
A basic integration typically takes one to two weeks. Full integration including webhooks and recurring billing is usually two to four weeks depending on your stack and available resources.
Still have questions? Reach out at suport@peere.network..